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HDFC LIFE CANCER CURE This policy covers early and major stage cancers. Payout is on benefit basis. Plan options and benefits: Plan options Silver Gold Platinum Base benefit ü ü ü Increased benefit û ü ü Income benefit û û ü Base Benefit: A). Cancer diagnosis benefit Diagnosis of Benefit amount as % Early stage cancer or carcinoma-in-situ(CIS) 25% Major cancer 100% less early stage or CIS claims, if any B). Waiver of premium On a valid claim of early stage cancer or Carcinoma –in- Situ (CIS) diagnosis, premiums will be waived for a period of three policy years. Increased Benefit: Increase of 10% of sum insured Condition There should not be any claim Up to 200% of sum insured ...

A career in insurance While starting a career in insurance, most youngsters opt to work for reputed insurers. Fair enough. But if a young job seeker chooses to work with an Insurance Broker (not an insurance agent), benefits could be substantial. An insurance broker can deal with any insurer. He is not bound to work for any single insurer. For example, if his client wants to buy a cancer policy, the insurance broker can compare plans from life, general and standalone health insurers.   If the client wants coverage for advanced treatment on indemnity basis, he can suggest Apollo’s iCan policy. Or if the client is looking for income benefit in a cancer policy, the broker may suggest HDFC Life Cancer Cure , LIC Cancer Cover or Max Bupa’s cancer insurance plan. Or he may suggest better options. The client benefits as he gets to select from a wide array of options. So how does the young job seeker gain by working for an Insurance Broker? He/ she (the job ...