HDFC LIFE CANCER CURE

This policy covers early and major stage cancers.

Payout is on benefit basis.

Plan options and benefits:

Plan options	Silver	Gold	Platinum
Base benefit	ü	ü	ü
Increased benefit	û	ü	ü
Income benefit	û	û	ü

Base Benefit:

A). Cancer diagnosis benefit

Diagnosis of	Benefit amount as %
Early stage cancer or carcinoma-in-situ(CIS)	25%
Major cancer	100% less early stage or CIS claims, if any

B). Waiver of premium

On a valid claim of early stage cancer or Carcinoma –in- Situ (CIS) diagnosis, premiums will be waived for a period of three policy years.

Increased Benefit:

Increase of	10% of sum insured
Condition	There should not be any claim
Up to	200% of sum insured

Income Benefit:

When payable	Diagnosis of listed major cancer
Benefit	1% of *applicable sum insured, payable for 5  years on a monthly basis to the insured or nominee

* Applicable sum insured is the initial sum insured plus increases in sum insured if any

Other features:

Min age of entry	18
Max age of entry	65
Min sum insured	10 lakhs
Max sum insured	50 lakhs
Waiting period	180 days
Survival period	7 days

Premiums:

Platinum plan option – male lives-policy term 20 years

Age/sum insured	10	15	20	25
30	1268	1902	2536	3170
35	2190	3285	4380	5475
40	3899	5848	7797	9746
45	6869	10303	13738	17172
50	11611	17417	23222	29028

Exclusions:

Early stage or major cancers caused by –

• Sexually transmitted diseases AIDS OR HIV
• Any congenital conditions
• Any pre existing conditions
•  Drugs or alcohol
• Nuclear, biological or chemical contamination